SENIOR PRIVILEGE ACCOUNTS

Please note: The following accounts may be opened for individuals who are age 55+

SENIOR PRIVILEGE CHECKING

A minimum opening deposit of $100.00 is required to open account but there is no minimum balance required to maintain the account.

By maintaining a minimum an average daily balance of $ 500.00, you can avoid monthly service charges and per check fees.
A $10 monthly fee and $0.30/check fee is charged if the average daily balance is not maintained.

Our ATM Card is available with this account at no additional cost and you can use it at ATMs nationwide that are part of the NYCE or Cirrus Network.

We do not charge a fee for our ATM card, however we do charge a transaction fee for using it. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use.

You will receive your monthly imaged statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.

Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.

Miscellaneous fees may apply and be deducted directly from the account.

SENIOR PRIVILEGE INTEREST CHECKING

There is a minimum deposit required to open the account of $1,000.00.

There is a minimum average daily balance of $1,500 required to avoid monthly service charges.

There is a minimum average daily balance of $1,000 required to earn interest.

Limited withdrawal privileges - six (6) per statement cycle by preauthorized, automatic, telephone or computer transfer, check, draft, or similar order to third parties.

Unlimited withdrawals and transfers in person.

Our ATM Card is available with this account at no additional cost and you can use it at ATMs nationwide.

We charge a usage fee for our ATM Card. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use. Please refer to the schedule of Fees and Service Charges.

You will receive your monthly imaged statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.

Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.

Miscellaneous fees may apply and be deducted directly from the account.

SENIOR PRIVILEGE MONEY MARKET

There is a minimum deposit required to open the account of $1,000.00.

There is a minimum average daily balance of $1,500 required to avoid monthly service charges.

There is a minimum average daily balance of $1,000 required to earn interest.

Limited withdrawal privileges - six (6) per statement cycle by preauthorized, automatic, telephone or computer transfer, check, draft, or similar order to third parties.

Unlimited withdrawals and transfers in person.

Our ATM Card is available with this account at no additional cost and you can use it at ATMs nationwide.

We charge a usage fee for our ATM Card. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use. Please refer to the schedule of Fees and Service Charges.

You will receive your monthly imaged statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.

Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.

Miscellaneous fees may apply and be deducted directly from the account.