PERSONAL CHECKING ACCOUNTS
BASIC CHECKING
This account is designed for individuals who write a minimum number of checks each month and maintain a low average balance.
This account requires a minimum opening deposit of $25.00.
Low monthly account maintenance fee of $3.00.
10 free withdrawals per month.
Our ATM Card is available with this account at no additional cost and you can use it at ATMs nationwide that are linked to the NYCE and Cirrus networks.
We do not charge a fee for our ATM card, however, we do charge a transaction fee for using it. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use.
You will receive your monthly imaged statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.
Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.
Miscellaneous fees may apply and be deducted directly from the account.
REGULAR CHECKING
This account is designed for individuals who need unlimited check writing privileges.
A minimum opening deposit of $100.00 is required but there is no minimum balance required to maintain the account.
By maintaining a minimum balance of $1,500.00, you can avoid monthly service charges and per check fees.
A $12 monthly fee and $0.50/check fee is charged if the average daily balance is not maintained.
Our ATM Card is available with this account at no additional cost and you can use it at ATMs nationwide that are part of the NYCE or Cirrus Network.
We do not charge a fee for our ATM card, however we do charge a transaction fee for using it. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use.
You will receive your monthly imaged statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.
Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.
Miscellaneous fees may apply and be deducted directly from the account.
INTEREST CHECKING
This account allows individuals to write as many checks as needed each month while continuing to earn interest on average daily balances maintained. Interest is credited to the account monthly.
A minimum opening deposit of $100.00 is required, however, there is no minimum balance required to maintain the account.
Minimum average balance of $2,500 must be maintained to avoid account maintenance fees.
A $12.00 monthly fee and $.50/check fee, if the minimum average daily balance is not maintained.
A daily balance of $2,500.00 must be maintained to earn interest.
Please refer to our current rates for rates in effect.
Our ATM card is available with this account at no additional cost and you can use it at most ATMs nationwide.
We do not charge a fee for our ATM card, however we do charge a transaction fee for using it. In addition, the owner of the ATM where the card is used may charge a transaction fee for each use.
You will receive our monthly image statement showing all your deposits and your checks in numerical order. It makes reconciliation and record keeping easier.
Call us in New York at (212) 218-8383 or in Florida at (727) 442-2551 for additional details or send us an e-mail.
Miscellaneous fees may apply and be deducted directly from the account. |
